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AEPS
(Aadhaar Enabled Payment System)
Banking at your fingertips — powered by Aadhaar.
- Cash Withdrawal
- Cash Deposit
- Balance Enquiry
- Mini Statement
- Works with any Aadhaar-linked bank
- Instant settlement to retailer wallet
Our Services
Everything you need to run a fintech business
Retail banking, bill payments, recharges and a full developer API platform — explore every service below.
Retail Banking Services
6 services
Cash Withdrawal
Turn every shop into a mini bank branch.
- Aadhaar + biometric verification
- Any bank, any account
- Instant commission to retailer
- Digital receipt on WhatsApp/SMS
- Daily transaction limits as per NPCI
Cash Deposit
Accept deposits right at the counter.
- Real-time credit to bank account
- Biometric security
- Printed / digital receipt
- No paperwork
- Retailer earns per transaction
Balance Enquiry
Check account balance in seconds.
- Instant balance display
- Works for all AEPS banks
- No debit card needed
- Secure biometric access
Mini Statement
Last few transactions, on the spot.
- Recent transaction history
- Printable receipt
- Digital share on SMS/WhatsApp
- Biometric authenticated
Money Transfer
(NEFT / IMPS)
Send money to any bank, anytime.
- IMPS — instant 24x7 transfer
- NEFT support
- Beneficiary management
- Instant SMS confirmation
- Transparent charges & commission
Bill Payments (BBPS)
5 services
BBPS Bill Payments
One platform for every bill.
- Electricity, Water, Gas, Broadband & more
- RBI-regulated BBPS network
- Instant payment confirmation
- Auto-fetch bill amount
- Commission on every bill
Electricity Bill Payment
Pay power bills for every state board.
- All state electricity boards
- Auto bill amount fetch
- Instant confirmation
- Digital receipt
- Retailer commission
Water Bill Payment
Municipal water bills, sorted.
- Municipal & utility boards
- Instant confirmation
- Digital receipt
- Commission per transaction
Gas Bill Payment
Piped & cylinder gas, one tap away.
- Piped gas & LPG providers
- Real-time confirmation
- Digital receipt
- Earn on every payment
Broadband Bill Payment
Keep customers connected.
- All major ISPs
- Auto bill fetch
- Instant confirmation
- Retailer commission
Recharge Services
2 services
Mobile Recharge
Prepaid & postpaid, all operators.
- All operators & circles
- Prepaid + postpaid
- Instant delivery
- Best commission slabs
- Auto operator detection
DTH Recharge
Never let the screen go blank.
- All DTH operators
- Instant activation
- Plan lookup
- Retailer commission
Insurance & e-Government
4 services
Travel Insurance
Peace of mind for every journey.
- Domestic & international cover
- Instant policy issuance
- Digital policy document
- Family & individual plans
PAN Services
New PAN & corrections, made easy.
- New PAN application
- Correction / reprint
- Status tracking
- Agent commission
Aadhaar Related Services
Aadhaar assistance at your outlet.
- e-KYC assistance
- Update support
- Verification services
- Compliant & secure
Income Certificate
e-Government paperwork, simplified.
- Guided application
- Document upload help
- Status tracking
- Agent commission
Loans & Support
3 services
Fast-Track Personal Loan
Quick funds when life needs it.
- Minimal documentation
- Quick approval
- Flexible tenure
- Referral commission
Business Loan
Fuel for growing businesses.
- Working capital & term loans
- Simple eligibility
- Fast processing
- Referral commission
24×7 Customer Support
We are here, round the clock.
- Phone / WhatsApp / email
- Ticketing system
- Dedicated relationship manager
- Fast dispute resolution
B2B API Platform
18 services
Mobile Recharge API
Plug recharge into your app.
- REST + JSON
- Real-time status & callbacks
- All operators
- Sandbox environment
- Best-in-class uptime
DTH Recharge API
DTH recharge, integrated.
- All DTH operators
- Plan lookup API
- Webhook callbacks
- Sandbox testing
Broadband Recharge API
Broadband payments via API.
- All major ISPs
- Bill fetch API
- Real-time status
- Sandbox access
FASTag Recharge API
Keep vehicles moving.
- All FASTag banks
- Instant top-up
- Status callbacks
- Sandbox environment
CMS
(Cash Management Service)
Collect cash for NBFCs & lenders.
- EMI / loan collection
- Multiple biller partners
- Real-time posting
- Retailer commission
Aadhaar Pay
Merchant payments via fingerprint.
- Biometric merchant payments
- No card / no phone
- Instant settlement
- API integration
Micro ATM
A full ATM in your pocket.
- Debit card withdrawal
- Balance enquiry
- PIN-based security
- Portable device
PAN Card API
PAN issuance, automated.
- New PAN & correction
- PAN verification
- Status webhook
- Sandbox access
BBPS API
Every biller through one endpoint.
- Hundreds of billers
- Bill fetch + pay
- RBI-compliant
- Webhook status
UPI Collect API
Request-to-pay, done right.
- Collect request & QR
- Real-time callbacks
- Auto reconciliation
- Low MDR
Payout API
Disburse to any bank, instantly.
- IMPS / NEFT / UPI payouts
- Bulk disbursal
- Real-time status
- Balance & ledger API
Virtual Account API
Auto-reconcile every collection.
- Unique VAN per customer
- Auto reconciliation
- Real-time credit webhook
- Reporting dashboard
Wallet System
Ledger-grade wallet for your network.
- Multi-level wallets
- Top-up & transfer
- Full ledger history
- Real-time balance API
GST Invoice
Compliant invoices, generated automatically.
- GST-compliant format
- Auto commission invoicing
- Downloadable PDF
- GSTIN management
Multi-level Distributor Panel
Run your whole network from one screen.
- Multi-level hierarchy
- Onboard & fund downline
- Commission control
- Live reports
Retailer Panel
Everything a retailer needs.
- All services in one place
- Wallet & statements
- Mobile-friendly
- Instant receipts
API Documentation
Integrate in hours, not weeks.
- Request/response samples
- Error code reference
- Sandbox keys
- Webhook guides
Commission & Settlement System
Transparent earnings, on time.
- Slab-based commission
- Multi-level distribution
- Auto settlement
- Detailed ledger & reports